Are you petrified by bad credit scores? Having a low credit score can lead to a severe impact on your financial pattern. The low credit score would also lead to a denial of credit loans. A low credit score would indicate that the person is the high-risk borrower. He or she would not be considered for lending money.
Securing you must boost up your credit score. And the best way to increase credit score is to make timely payment. But how could one apply for loans and credit cards and make timely payment with their credit score is low?
Fortiva Credit Card
Enter Fortiva Credit Cards, the range of credits cards provided to the borrower with the low credit score. It not only provisions the borrower with a MasterCard but also offers you a lucrative chance to rebuild your credit score with timely full payment per month.
Fortiva Credit Card and banking products are issued by The Bank of Missouri. For imperfect credit score, Fortiva is a lifesaver. However, Fortiva credit Card could be applied after you have received an invitation from the Bank of Missouri via email and mail.
Obtaining Acceptance Code
Those who haven’t received the invitation but wish to rebuild their credit score can follow these steps:
- Open your browser and visit www.myfortiva.com.
- Under the Fortiva Credit Card section, click on Respond To Your Mail Offer.
- Under Submit Code, click on Can’t find your acceptance code? Search Now
- Enter the following info one by one:
- Last Name.
- Last four digit of Social Security Number.
- Zip Code.
- Click on the Continue
Go through the steps carefully obtain your Acceptance Code.
Application Process
For prospective clients, who have already obtained their codes, they need to follow these steps:
- Open your browser and visit www.myfortiva.com.
- Under the Fortiva Credit Card section, click on Respond To Your Mail Offer.
- Type the Acceptance Code from the mail offer letter in the given space. The code is printed at the bottom of the mail offer.
- Click on Submit Code.
- Follow the prompts and enter the exact information required to successfully complete your Fortiva Credit Card application.
Fortiva Credit Card Facts:
- Various Fortiva credit cards have variable APR. However, no credit card has APR exceeding 36 percent.
- In case, you want to add an authorized user to the credit card, there is a fee attached to it. To know more about the fees, check the terms and conditions during the application.
- The annual fees of the Fortiva Credit cards range from $49 to $175 per year. The annual fee is determined based on the applicant’s credit limit.
- A program fee required to be paid at the time of Credit card activation.
- The monthly maintenance fee is $12.50 per month.
- In case of non-payment or delay in payment, the late fee is levied up to $38.
- Cardholders are entitled to enjoy periodic special offers, discounts and cashback rewards based on the credit card they have chosen.
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Customer Service of Fortiva Credit Card
In case of any query, request or complain, connect through the following channels immediately:
Phone:
Dial the number 1-800-443-1305/1-800-245-7741
Mail:
You can also write a letter at:
Fortiva
P.O. Box 105555
Atlanta, GA, 30348-5555.
Email:
- Visit www.myfortiva.com.
- Select Contact Us from the menu bar.
- Type the following info:
- Email Address.
- Subject.
- Write down your message/concern in detail.
- Click on Send.
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