While applying for a credit card one would seek for different types of requirements such as cash back, balance transfer features and more. If you are looking for such a credit card which packs a balance transfer benefits then you could surely try out the Discover Credit Cards.
The Discover Bank issues a wide range of credit cards which pack exciting balance transfer features. Discover Balance transfer credit cards would help you pay your debts faster than ever. Using the credit card one can repay loans and much more. Read on to find a guide to how to apply for Discover It Balance Transfer Credit Card.
Benefits of the Discover Balance Transfer Credit Card
- The Discover Balance Transfer Credit Card is a cash back credit card which offers introductory offers.
- It is a cash back credit card which offers a wide range of cash backs for everything you earned at the end of the year.
- You can earn 5% cash back for using the credit card at gas stations, restaurants and online shopping destinations.
- The customer help desk is responsive and allows the customer to resolve their issues sooner.
- The credit card does not charge any annual fee for usage.
Discover It Balance Transfer Credit Card Rate and Fee
- The Balance Transfer Credit Card from the Discover It has $0 annual fee.
- Rewards rate is 1.00%
- Intro APR is 0%
- APR rate is 14.24% -25.24%
- Cash advance APR is 27.24%
- 3% is charged for balance transfers
- Foreign transaction fee is $0
- Credit score required is either good or excellent
Requirements for Application
- In order to get the credit card you need to be a resident of the U.S.
- You should have a valid SSN.
- Be at least 18 years of age.
Key Features of the Discover It Balance Transfer Credit Card
Earn a 5% Cash Back
The Discover It Cash Back Credit Card is accepted at a wide range of locations. You get a 5% cash back on each quarter. These places include gas stations, grocery stores, online shopping destinations and restaurants.
Shopping with the credit card you earn unlimited cash back of 1% or any other cash back automatically. Furthermore,you can check out the 5% cash back at the website of the bank.
Easy Redemption
When it comes to redeeming the earned rewards it becomes a bit crippling. Interestingly the credit card offers an easy redemption format. You can redeem the earned rewards anytime you wish.
Cash back Match
The cash backs of the Discover It Balance Transfer Card are earned automatically by the end of the first year.
How to Apply for Discover Balance Transfer Credit Card
- If you wish to obtain the Discover Balance Transfer Credit Card then you must open the website of the Discover. www.discover.com/credit-cards/balance-transfer/
- As the website opens there will be the ‘Apply Now’ button at the right.
- Click on it and the application page will open. To begin you need to choose a card design.
- Now a Discover Card Application section will appear. Enter the following information to complete:
- First name
- Middle name
- Last name
- Street address
- Apt/Suite/Floor
- City
- State
- Zip code
- Mailing address
- Phone number
- Email address
- Enter the required financial information and security information.
- Hit the ‘Next’ button and submit the application form.
Check Application Status
In order to check your application status you need to call on 1-800-347-3085.
- You can also visit the application status check page of the Discover. www.discover.com/credit-cards/balance-transfer/
- Enter the Social Security Number and Zip Code and click ‘Next’ to begin.
How to Activate Card
- If you are willing to activate your Discover IT Credit Card then you need to open the activation page of the credit card provider. www.card.discover.com/cardmembersvcs/acctxfer/app/Homeome
- Once the website opens you will find the activation section.
- You can continue activation by logging or without logging in.
- For activation without signing in you need to enter the following information:
- Date of birth
- Last 4 digits of SSN
- 16 digit card number
- Card expiration date
- 3 digit sequence id
- Hit ‘Continue’ and it will direct you to the next page where you need to confirm.
Discover it Customer Service
Call – 00 1 801-902-3100
Conclusion
The Discover It Balance Transfer Card is great for anyone who has been looking for a balance transfer credit card. Once you get the card you can use it for loan repayments and more. The customer service is good and offers the credit card customers ample amount of benefits.
Reference:
www.discover.com/credit-cards/balance-transfer/
www.card.discover.com/cardmembersvcs/acctxfer/app/Homeome