www.boh.com/personal/banking-products/mortgages.asp – How To Apply For Bank Of Hawaii Personal MortgageLoan
If you wish to Apply for Bank Of Hawaii Personal Mortgage then you need to fill out an application form at the website of the bank. The bank is an commercial institution based in Honolulu Hawaii. If you reside within the area then you can apply for the personal mortgage products.
The bank offers mortgage services along with credit cards, checking account, savings account and loan products. As per the customer reviews the company is said to have a good service. There is a complete range of mortgage programs which would turn your personal mortgage experience and allow you to purchase a new home. Read the guide below and have a nice time applying for the Bank of Hawaii Personal Mortgage.
Bank of Hawaii Mortgage Products and Program
There is a wide range of mortgage services when personal mortgages are concerned. The Bank of Hawaii offers a broad array of mortgage products which are craved to meet the different requirements of the customers.
Fixed Rate Mortgage
At the Bank of Hawaii Personal Mortgage the fixed rate mortgage is one of the most popular one. If you are a customer of the Bank of Hawaii Personal Mortgage you can find a fixed principal and interest monthly payment option. The plan does not include any penalty for repayment. Some other features of the program include owner occupant purchase and second home investment.
Adjustable Rate Mortgage
The mortgage plan has evolved in the past years. You could change the interest rates available on this plan. It would be based on the index. With the program you would find the least monthly payment at the beginning. There is no penalty for prepayment. The further features of the personal mortgage provider include investor purchases and owner occupant purchases.
First Home Buyer
The First Home Buyer feature of the Bank of Hawaii is a program that would well suit your requirements. With access to this program you could make process of the first time purchase more conveniently.
The Jumbo Loan products of the Bank of Hawaii Personal Mortgage lets you get a second home owner occupant or investor purchases. If you find the loan product useful you can apply at the website of the loan servicing company.
New Project Financing
The New Project Financing product of the Bank of Hawaii Personal Mortgage allows the customers to get a friendlier version of the mortgage financing. If you are a customer of the Bank of Hawaii you could get the personal mortgage easily.
Government Loan Programs
The loan program is developed for anyone looking for a brand new second home. Even if you are going to purchase your first home it could be a help. The government loan programs at the Bank of Bank of Hawaii are listed below:
- VA Home Loans
- FHA Loans
- Mortgage Credit Certificate
- Rural Housing Programs
In order to find out about these government programs you can open the webpage of the Bank of Hawaii.
If you are a native of the Bank of Hawaii then you could find a lot more financing options and personal mortgage products.
Checklist of Mortgage Documents
If you are looking for submitting mortgage loan application then you can find some crucial loan documents which could be gathered prior to getting started with the mortgage loan application.
- Pay Stubs
- W-2 Forms
- Tax Returns
- P&L Statement & Balance Sheet
- Bank Statements
- Landlord Information
- Rental Agreements
- Closing Statement
- Sales Contract
Once you have ensured that you have all these documents you can get started with the loan application.
How to Apply for the Bank of Hawaii Personal Mortgage Loan
- If you are willing to apply for a Bank of Hawaii Personal Mortgage Loan then you must open the website of the Bank of Hawaii. www.boh.com/personal
- Once the webpage opens you will find the ‘Apply Online Now’ button at the center.
- Click on it and you will be directed to the loan application form.
- Enter the username and password in the white boxes and hit the ‘Log In’ button.
- Once logged in there will be the application form.
- Fill out the form and you can submit for approval.
Bank of Hawaii Customer Service
Customer Service Center: 643-3888 or Toll-free: 1-888-643-3888 (TTY 1-888-643-9888)
Read Also. How to Apply for a Loan at One Loan Place
You can apply for the Bank of Hawaii Personal Mortgage at the web portal of the bank. You can find a complete array of mortgage products at the bank.